I’ve been getting queries from a lot of people, Mak, how much does it take to survive in Dubai? How much can I send back home if my salary is so and so… Fortunately, I do have an answer to all these inquiries but unfortunately, much like breaking up, there isn’t a really a good way to say it particularly if you have a family to support back home. So the 6 Million Dollar question is… Can I save any money if I get 3000AED as salary? The answer is a BIG and resounding NO. Let me give you a break down on how this thing goes…
Accommodation:
Minimum: 500AED Optimal: 700AED
With this budget, you simply get a bed to sleep in and your very own version of Big Brother, Dubai Edition. Of course, you share a room with maybe 4 people and a cabinet to put your stuff in, other than that, that is the best this budget can buy. You may get lucky from time to time with the place having facilities like an automatic washing machine, television with TFC and wireless internet. Of course, it increases your bill by a little but having an automatic washing machine is next best thing to having a maid around. You can’t get it any cheaper unless you love in Sharjah or on the outskirts of Dubai. Majority of the time you will be living with people from the Philippines but there will be instance that there will be other nationalities staying with you, this makes for Pinoy BB with an international flavor! Expect times when you are trying to get along with everyone, factions, petty quarrels and all sorts of drunken misadventures to happen every now and then. This is the UAE experience, LIVE it, love it.
Food:
Minimum: 400AED Optimal: 600AED
Unless in the place you stay you have internal arrangement with your flat mates, expect to be shelling out this much on your budget. I am sorry to say but don’t expect the best of Mom’s good ol’ cooking unless you really listened to you mother way back and cooked. You get what you pay for, budget price = budget meal. Breakfast will consist of coffee and some bread or head to the office and order egg paratha (3AED) from your local cafeteria. Of course you will have a decent meal at least once every week and more often than not, you may find yourself eating out at your local shwarma (3.50AED) joint more often than you think. So, unless your budget consists of Chicken Tikka (9AED) meal at Karachi Darbar, you may not have healthy eating habits but you will get your fill.
Transport:
Minimum: 400AED Optimal: 600AED
Transport as you know is very expensive in the UAE. Why 400AED, this is unless you have company service, you spend 350AED minimum on Fancy or Avis. It’s not as cheap as it use to be but at the end of the day you tell yourself that you are so thankful that you didn’t take the Dubai "overcharge" Taxi or RTA "always full and late" Bus. If you do decide to go to work with the RTA bus, you can bring the costs down to 150Aside from this, you would need to allocate some dough on your gimmicks, regardless if it is bus or taki, you may end up spending more than 150AED per month on transportation expenses.
Miscellaneous:
Minimum: 800AED Optimal: 1200AED
You wouldn’t believe me if I actually told you guys that I live off a 500AED budget per month on miscellaneous which actually includes my transport budget. Miscellaneous is basically additional expenses which includes your gimmicks, trips to the movie, ice cream and Starbucks Coffee. You can also include the minimum amount you are paying to your credit card because of that new iPhone you just had to buy but have no idea how to use it. Believe me, there are many things you will spend so unnecessarily not because you need them but because it’s the only thing that gives you a feeling of fulfillment. It also gives you that feeling that you are a cut above the rest, unfortunately, as much as you think how your mobile phone gives you your status symbol, show my your bank account and the number of credit cards you have… Nuff Sed.
This is only the tip of the iceberg really; there are some many things you have to put into consideration when doing the budgeting. Besides, I’ve only given you the expenses, what about the money you are suppose to send back home. So taking into account the minimum expenses with a salary of 3000AED, the grand total you take home is 900AED. That roughly falls into 10115PhP, not including the deductions for sending it by money transfer and the deductions made by the banks. Now think, after a work schedule of six days a week, ten hours per day and a snobby SOB boss to boot, is 10K really worth all this trouble? Then again, at least you survive in a foreign land and you are the new generation of Pinoy heroes, the proverbial OFW.